Did I say Public Beta 5 was the final release? Sorry about getting your hopes up. But with iOS 12.4 Public Beta 6, Apple, for sure, is signaling that it’s ready to push its final iOS 12 build into the wild.
iOS 12.4 Public Beta 6 is the final beta prior to its public release (no, really). Apple employees in Cupertino have been using this release with early-release Apple Cards. That was followed by a rollout to Apple retail employees.
Why The Delay?
So if there’s nothing broken or fixes pending in iOS 12.4, why are we looking at one more beta release this week instead of a full public push?
My guess is that the Apple Card side of things wasn’t quite ready. Even though the card is mostly virtual, there is still a physical card that will be mailed to those who sign up. Getting all of that up and running takes time. And with everyone’s focus on iOS 13, now is the perfect time to pump the brakes and make sure the rollout is perfect.
So What Is Apple Card?
Apple Card is the big focus of iOS 12.4 and it’s built on the idea that traditional credit cards suck. The information they provide is poor, they make you wait for rewards, and, honestly, they work hard to keep you in debt rather than help you find a way out.
The Apple Card is looking to change that. The card’s interface is baked directly into iOS, so when you open the Wallet app, all the information is right there. You can see at-a-glance graphs of how you’re spending your money on a daily basis.
Speaking of daily, that’s when you get your rewards as well. Apple Card gives you cash back on every purchase, when you make the purchase. It, conveniently, goes to your Apple Cash balance (so there’s the answer to why that’s even a thing), so you can start using it immediately for Apple Pay purchases.
And when you go to pay your card balance, it gives you an interactive slider, showing you exactly how much you’ll cough up in interest fees. It’s the first time I’ve seen a credit card encourage its users to pay less interest.
All in all, the quality of life aspects are alluring enough, I’m considering switching from my Amazon Prime card to this.
iOS 12.4 will be released to the public next week (for real this time). Once it’s in the wild, that’s it. iOS 12 public testing will be done!
You can delete your iOS 12 Public Beta Profile in the Settings app under General > Profile and sign up your device for the new iOS 13 beta. Then either take the plunge or wait a week or two for something that isn’t so buggy. Even in Public Beta 2, its bug list is so big it needs a highlights reel.
iOS 12 has been a satisfyingly stable mobile OS for a long time and I’m a bit sad to see its run come to an end. Still iOS 13 is exciting and has some really interesting features to dig into. I’ll be featuring those (as well as a full bug fix log) in future Public Beta articles.
Thanks iOS 12! It’s been fun!