I’m travelling after 29 March – what should I do?
We always say get insurance as soon as you book a holiday, and that’s even more important now if you’re going to an EU member country, given that you may not be covered by your EHIC.
Even if the EHIC cover is extended, while it gives valuable protection, it should never be seen as a substitute for travel insurance.
The Association of British insurers (ABI) has said that travel insurance policies will cover emergency medical treatment costs as standard, that could have been reclaimed through the EHIC.
But it warns there are a small number of policies that state they will only provide cover if you have and use an EHIC. You, therefore, need to check the terms and conditions of your policy, and if worried contact your travel insurer to check you will be covered if the EHIC is unable to be extended in the event of a no deal.
It’s also worth checking if you’ll be covered for Brexit-related disruption. Back in January, we revealed that customers with policies from at least seven major firms may not be covered for hotel, car hire and other costs if they have to cancel their trip because of Brexit-related flight disruption. It’s worth checking what level of cover a policy offers before you book.
UK aiming to keep EHICs if there’s a no-deal Brexit – but they may not work on exit day – MoneySavingExpert